Dedicated Fund Management

Each fund is managed by a dedicated fund manager. Based on different market conditions, a fund manager and his/her team will use professional analysis to select investments with higher potential, while aligning with the investment goals. They will also adjust the investment fund portfolio according to economic and market trends, in order to manage the risks and strive to generate returns.

Diversification

Compared with direct subscription of assets like single equity and foreign currency, investment funds maybe better at risk diversification. For example, an equity fund can invest in a variety of stocks of different sectors and backgrounds at the same time. Even when one stock or stocks of a certain category are affected by different factors, the investment funds may still offset the losses with profits gained from other stocks.

Global Investment

It is comparatively difficult for general investors to invest directly in overseas assets, such as bonds issued by foreign governments, foreign stock markets, and commodities like oil and precious metals. By buying the types of funds that hold such assets, investors have the opportunity to engage in global investment.